Tax Withholding Calculator

Calculate your federal income tax withholding and optimize your W-4 to avoid owing taxes or getting a large refund.

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W-4 Information

Interest, dividends, retirement income

Itemized deductions above standard deduction

Withholding Results

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Enter your salary information to calculate withholding

Understanding Tax Withholding

Why Withholding Matters

Proper tax withholding ensures you don't owe a large amount at tax time or receive an unnecessarily large refund. The goal is to have your withholding match your actual tax liability.

When to Update Your W-4

  • • Change in marital status
  • • Birth or adoption of a child
  • • Starting a second job
  • • Significant change in income